Gold Loan

Get instant funds against your gold jewelry with our hassle-free gold loan solutions. Avail loans up to 75% of your gold's value with quick disbursal and minimal documentation.

Apply Now
Gold Loan

Loan Features

  • Up to 75% LTV
  • Interest from 9%
  • Instant disbursal
  • Minimal docs

What is a Gold Loan?

A Gold Loan is a secured loan where you pledge your gold jewelry or ornaments as collateral to borrow funds. It's one of the quickest and easiest ways to get funds for your immediate financial needs. The loan amount is determined based on the purity and weight of your gold.

At Vision Paid, we help you get the best gold loan deals from leading banks and NBFCs. With minimal documentation and quick processing, you can get funds within hours of applying.

Features of Gold Loan

High Loan Amount: Get loans ranging from ₹10,000 to ₹2 Crores, depending on the value of your gold.

Competitive Interest Rates: Gold loan interest rates start from just 9% per annum.

Quick Disbursal: Get your loan approved and disbursed within 2-4 hours.

Flexible Repayment: Choose from various repayment options including EMI, bullet payment, or overdraft.

Safe Gold Storage: Your gold is stored in secure vaults with insurance coverage.

No Income Proof: No salary slips or income documents required.

Partial Release: Option to release part of your gold by repaying a portion of the loan.

Compare Gold Loan Offers

Find the best gold loan deals from top lenders

Bank Name Interest Rate Processing Fee Max LTV Tenure Apply Now
Muthoot Finance 9% - 14% Nil - 1% Up to 75% Up to 36 months Apply Now
Manappuram Finance 9.5% - 15% Nil Up to 75% Up to 12 months Apply Now
SBI Gold Loan 9.15% - 10.5% 0.50% Up to 75% Up to 36 months Apply Now
HDFC Bank Gold Loan 10% - 14% 1% Up to 75% Up to 24 months Apply Now
ICICI Bank Gold Loan 10% - 15% 1% Up to 75% Up to 12 months Apply Now

How It Works

Get your gold loan in 4 simple steps

1

Visit Branch

Visit our nearest branch with your gold jewelry.

2

Gold Valuation

Our experts evaluate your gold purity and weight.

3

Documentation

Submit KYC documents and sign the agreement.

4

Instant Disbursal

Get loan amount credited to your account instantly.

Required Documents

Minimal documentation required

KYC Documents

  • Aadhaar Card
  • PAN Card
  • Passport size photograph
  • Address proof

Gold Items

  • Gold jewelry (18K-24K)
  • Gold coins/bars
  • Ornaments without stones
  • Items with purity certificate

Eligibility Criteria

Check if you qualify for a gold loan

Age Criteria

Minimum age: 18 years | Maximum age: 70 years

Gold Purity

Gold purity should be 18 karats or above

Gold Weight

Minimum 10 grams of gold required

Ownership

Applicant must be the owner of the gold

Get Instant Cash Against Your Gold

Apply now for a gold loan and get funds within hours. Your gold is safe with us!

Call 8595318334

Mon - Sat: 09:00 AM - 08:00 PM

Call Us 8595318334
Visit Us Vision paid, Radharaman Mansion, Hospital road, near bilpar point, opposite IDBI BANK, 788005