Privacy Policy

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information

• Name, email address, phone number, and postal address
• Date of birth and gender
• PAN card number and Aadhaar number (where required by law)
• Employment details and income information
• Bank account details and financial information

1.2 Non-Personal Information

• Browser type and version
• Operating system
• IP address
• Device information
• Website usage data and cookies

2. How We Collect Information

We collect information through:

• Direct Collection: When you fill out forms, apply for loans, or contact us
• Automated Collection: Through cookies and similar technologies when you browse our website
• Third Parties: From credit bureaus, verification agencies, and partner banks/NBFCs

3. How We Use Your Information

We use your information for the following purposes:

• To process your loan applications and provide our services
• To verify your identity and conduct credit checks
• To communicate with you about your applications and our services
• To comply with legal and regulatory requirements
• To improve our website and services
• To send promotional offers and marketing communications (with your consent)
• To prevent fraud and ensure security

4. Information Sharing and Disclosure

We may share your information with:

• Banks and NBFCs: To process your loan applications
• Credit Bureaus: For credit verification and reporting
• Service Providers: Who assist us in providing our services
• Government Authorities: When required by law or court order
• Legal Representatives: To protect our rights and interests

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data
• Secure server infrastructure
• Regular security assessments
• Access controls and authentication
• Employee training on data protection

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including:

• Providing our services
• Complying with legal obligations
• Resolving disputes
• Enforcing our agreements

After the retention period, your data will be securely deleted or anonymized.

7. Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Objection: Object to processing of your information
• Portability: Request transfer of your information
• Withdraw Consent: Withdraw consent for marketing communications

To exercise these rights, please contact us using the information provided below.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Improve your browsing experience
• Analyze website traffic and usage patterns
• Personalize content and advertisements
• Remember your preferences

You can manage cookie preferences through your browser settings. However, disabling cookies may affect the functionality of our website.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: